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Getting a mortgage pre -approved

Don't miss out on the home of your dreams because you can't arrange financing quickly enough. Avoid disappointment. Apply for a pre -approved mortgage with the Gibbard Group now!


What is it?
Who is eligible?
How it works?

What is it?

A pre -approved mortgage puts your financing in place before you make an offer on a home. Usually, the sale of a home is contingent upon the buyer securing the required financing within an agreed -upon time frame. If you are unable to do so, the sale could fall through. With a pre -approved mortgage you'll be able to make a firm offer for the home of your choice. And as most Realtors will tell you, a firm offer adds an awful lot of leverage to price negotiations!

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Who is eligible?

Any qualified borrower.

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How it works?

Apply online for a pre approved mortgage now and start enjoying the convenience and negotiating leverage that the Gibbard Group provides. All information you supply is completely secure and will be held in the strictest confidence.

Once you have received your pre -qualification from the Gibbard Group, we'll help you find a lender with the most competitive rates who will issue your prequalification certificate. After a brief telephone contact from the mortgage lender discussing options, and requesting you to send proof of income and employment, you can be "pre -qualified" — quickly and easily.

After you purchase your home, simply contact us at the Gibbard Group to provide property and offer details, along with any other information requested, and your actual mortgage can be approved within hours.

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